In the world we live in, scams have become commonplace, even in online relationships.
So it's important we talk about romance scammers who build a romance or friendship with you online.
They win your trust, but it's all just an attempt to manipulate you and get your money.
Let's take Lucy here. The person she believes she's in an online relationship with has spent months getting to know her, so she believes the relationship is real.
It's easy for people to hide their true identity online and manipulate the trust and feelings of their victim.
That's why Lucy is actually considering this request for money from someone she's only met online, but it should be a red flag.
Beware if you're asked to transfer money like this or set up accounts for someone else.
They might be trying to steal your money or involve you in money laundering.
And beware if they ask you to invest in cryptocurrency or another investment opportunity.
What's happening here to Lucy are common signs of a scam, and there are other clues that the person you're speaking to has ulterior motives, such as they try to move your chat to a platform that can't be accessed or traced by law enforcement.
Perhaps their online profile doesn't match what they tell you, or they avoid meeting you in person as something always comes up.
They will have a lot of excuses. Or they ask you for personal photos or information that could then be used against you.
The golden rule is never ever send money card or bank details, and never agree to transfer money on someone else's behalf before checking.
You can check online for information about them, but remember scammers can use fake photos, videos, and even websites.
Check their profile.
It might be fake if there's very little personal information about them on there, or there are a few or no connections on their social media accounts.
Do an internet search with their name and the word scam.
Speak to a trusted friend or family member about the online relationship like Lucy's doing.
They might see signs that you don't.
Well done, Lucy.
And finally, if you've been scammed, protect yourself from further harm.
Act quickly.
If you've shared personal details or transferred money, call your bank immediately to stop any further losses.
Change passwords on all devices and online accounts.
If you're experiencing emotional distress, please call, text, or chat with Lifeline.
And cut all contact with the person and report scams to Scamwatch.
Your report will help us to protect others.
And share your story.
The more we talk, the less power scammers have.
