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05 Mar 2015 …Be on guard – if you receive a phone call from someone saying you are owed money and they then ask you for your personal or banking details or to pay a fee, hang up – the person on the other end may be a scammer. If in doubt, look up the government department or organisation yourself and phone them. … If you receive a phone call or email out of the blue from someone claiming to be from a government … through an independent source such as a phone book or online search. Never give your personal, credit card or online account details over the phone unless you made the call and the phone number came from…